IOU will help you remember that book you gave someone or who owes you for a lunch. Keep track of all debts, loans and bills.
Sign up or get the app:
Keep track of all personal debts, bills and loans
Get notifications for overdue debts
Send email reminders to your debtors
Apps for Android, iOS and Windows/WP sync with each other and web-app
Share debts with your contacts
Keep repaid debts history
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"IOU is a handy app for tracking all of the debts owed to you" [Full article]