Privacy Policy

This Privacy Policy describes the privacy practices used at ioutool.net website and IOU mobile applications developed and maintained by Sergey Tubin. It applies to sites, products, and services (collectively, "Services") that link to this Policy.

1. WHAT WE DO WITH YOUR INFORMATION.

We want to be clear about what information we collect and how we use it to deliver our Services. We do not sell or share your Personal Information with third parties for their own commercial uses without your consent.

• Types of information we collect.
  In connection with accessing our Services, we may collect information from you which can be used to identify you ("Personal Information"), such as your name, email address, username and password.
  We collect information when you register or open an account, sign in, pay a bill, use a Service, request support, or give us feedback. We also collect content or other information that you may provide or create when you interact with our Services.
  We may also automatically collect certain usage information when you access our Services ("Usage Data"), such as Internet Protocol (“IP”) addresses, log files, unique device identifiers, pages viewed, browser type, any links you click on to leave or interact with our Services, and other usage information collected from cookies and other tracking technologies. For example, we collect IP addresses to track and aggregate non-personal information, such as using IP addresses to monitor the regions from which users navigate to our Services. We also collect IP addresses from users when they log into the Services as part of our log-in and security features.
  Our Services may change over time and we may introduce new features that may collect new or different types of information.
• How we use your information.
  We may use your information, including your Personal Information, for the following purposes:
  - Account registration. We may use your name and email address to register your Account for certain Services we provide and to communicate important information to you.
  - Communicate with you and tell you about other Services. We may use your information to communicate with you about our Services and to give you offers that we think may be of use to you.
  - To improve Services and develop new services. We will use your information to personalize or customize your experience and the Service, develop new features or services, and to improve the overall quality of Services.
  - To provide our Services. We may use your information to operate our business, including providing Services you requested, provide you with support related to our Services, and to help us protect our Services, including to combat fraud and protect your information.
  - Customer support. We may use your name, email address, how you interact with our Services, and information about your mobile device or computer configuration to resolve questions you may have about our Services and to follow up with you about your experience.
• Log in.
  When you log in to your account, we will collect certain information for security purposes in order to verify your authorized access to an account or to reset your password if you cannot access your account. Some Services may require added security and you may be asked to provide additional information. The email address and password that you use to sign up for account are your "credentials" that you will use to authenticate with our network. We assign a unique ID to your credentials to track you and your associated information.
• How we share your personal information.
  We may share your information, including Personal Information and Usage Data, with third party service providers who perform various functions to enable us to provide our Services and help us operate our business, such as website design, sending email communications, fraud detection and prevention, customer care, or performing analytics. Our contracts with these third parties require them to maintain the confidentiality of the Personal Information we provide to them, only act on our behalf and under our instructions, and not use Personal Information for purposes other than the product or service they're providing to us or on our behalf. Where possible, data is pseudo-anonymized, meaning that while a unique id is present, it cannot be linked to particular personal information by the third party service provider.
  

2. WHAT YOU CAN DO TO MANAGE YOUR PRIVACY.

You can view and edit information that identifies you online through ioutool.net website.

• Managing marketing communications from us.
  We will honor your choices when it comes to receiving marketing communications from us. You can opt out of marketing communications by clicking "Unsubscribe" link found in such emails. Remember that even if you choose not to receive marketing communications from us, we will continue to send you mandatory service or transactional communications.
• Updating your personal information.
  You may access, update, change, correct or request deletion of your information at ioutool.net website account settings page.
• Cookies and similar tracking technologies.
  The following is a high-level summary of our practices and your controls for cookies and other tracking technologies.
  In accordance with applicable law, ioutool.net website and our service providers may use commonly-used tools to recognize your visit and track your interactions with our Services such as cookies, web beacons, pixels, local shared objects, and similar technologies (collectively, "Cookies"). Sometimes this tracking is necessary in order for us to provide you the Service you requested. Other times, we combine Usage Data collected from Cookies with that of other customers to improve your and other customers' experience. You have control over some of the Usage Data we collect from Cookies and how we use it. Information on changing your browser settings to opt out of Cookies can be found in your browser settings.

3. DATA RETENTION AND YOUR ACCESS RIGHTS.

• Data retention.
  In accordance with and as permitted by applicable law and regulations, we will retain your information as long as necessary to serve you, to maintain your account for as long as your account is active, or as otherwise needed to operate our business. We may continue to communicate with you about our Services, give you important business updates that may affect you, and let you know about products and services that may interest you, unless you have opted out of receiving marketing communications. We may also continue to use some of your information for business purposes and to improve our offerings or in some cases to develop new ones. We will retain and use your information as required by applicable regulations to comply with our legal and reporting obligations, resolve disputes, enforce our agreements, complete any outstanding transactions and for the detection and prevention of fraud.
• Your access rights.
  You may access, review, and update the personal information you have submitted to us at any time. You can make changes to your personal information from ioutool.net account settings page.
• Right to erasure.
  Every user has the right and ability to control and delete their data. You may delete your account along with all data associated with it from ioutool.net account settings page. Once you confirm the deleting of your account, your data will be deleted and will no longer be kept on our servers. Because we keep daily backups to ensure data security, your data may still be present for a while in the backups, but it will also be deleted soon as it will be overwritten with newer backups. For legal and accounting reasons the data on past purchases of our products will remain saved.
• Data portability.
  You may request a copy of all your personal information stored at our servers in a commonly used, machine-readable format.

4. SECURITY OF YOUR INFORMATION.

We provide reasonable and appropriate security measures in connection with securing Personal Information we collect, including but not limited to:
- Constantly work to update our security practices to implement accepted best methods to protect your Personal Information and review our security procedures carefully.
- Comply with applicable laws and security standards.
- Securely transmit your sensitive Personal Information.
- Use SSL encryption (https) of ioutool.net website.
- Use encryption of data transfer between devices.
- Keep daily backups of servers.
- Store passwords with one way hashing algorithm so they are known only by you.

5. INTERNATIONAL DATA TRANSFERS.

Ioutool.net, its partners and service providers may maintain operations in the United States or any other country, and therefore your personal information may be processed outside the country where you are located. By using and providing information to us, you agree and consent to the transfer, storage, and processing of your information in other countries, including outside the European Economic Area. Countries that we transfer your information to may not have data protection laws similar to those of where you are located.

6. COLLECTION AND USE OF CHILDREN’S PERSONAL INFORMATION.

Ioutool.net website and its mobile apps are not intended for use by children under 13 years of age or minors. We do not knowingly collect personally identifiable information from children under 13. If a parent or guardian becomes aware that their child has provided us with Personal Information without their consent, they should contact us. If we become aware that a child under 13 has provided us with Personal Information, we will delete such information from our servers immediately.

7. HOW TO CONTACT US.

If you have questions or comments about this Privacy Policy or the Service, please contact us via email sergeytubin@ioutool.net or using the feedback form: https://ioutool.net/account/faq/

8. CHANGES TO OUR PRIVACY POLICIES.

From time to time we may change or update our Privacy Policies. We reserve the right to make changes or updates at any time. More information about how we will notify you is below.
If we make material changes to the way we process your Personal Information, we will provide you notice via our Service or by other communication channels, such as by email or community post.
Please review any changes carefully. If you object to any of the changes and no longer wish to use our Services, you may delete your account. All changes are effective immediately upon posting and your use of our Service after a notice of material change or posting of an updated Privacy Policy shall constitute your consent to all changes.

Last modified: May, 29, 2018