IOU - your personal debt manager

Think how much you can save by remembering all the small debts

IOU will help you remember that book you gave someone or who owes you for a lunch. Keep track of all debts, loans and bills.

Sign up or get the app:

App Store
Google Play
Windows Store
IOU app for Android, iPhone and Windows Phone
Keep track of all personal debts, bills and loans

Keep track of all personal debts, bills and loans


Get notifications for overdue debts

Email reminders

Send email reminders to your debtors

Cloud sync

Apps for Android, iOS and Windows/WP sync with each other and web-app

Share debts

Share debts with your contacts

Debts history

Keep repaid debts history

RENTCafé Blog

"Struggling with Managing Your Budget? Here Are 5 Personal Finance Apps Renters Should Look Into" [Full article]

"It's easy to lose track of small favors we owe or debts that we're owed, but I Owe You makes it easy to keep a running list from any device." [Full article]

"I Owe You works great as a simple, cross-platform debt management solution..." [Full article]

"There are handy options that divide the money equally among friends and let you repeat the payment after a specific period" [Full article]

"Keep track of all your assets with this app!" [Full article]

"IOU - debt manager keeps track of debts and reminds about them just in time" [Full article]

"IOU is a handy app for tracking all of the debts owed to you" [Full article]

App Store
Google Play
Windows Store